Not sure what pension you are in?
Death in deferment
The value of your Account will be paid as a lump sum, to beneficiaries determined by the Trustee.
Death in retirement
When you retire, depending on how you take your pension, you may have the option to provide a pension for your spouse/dependant(s), or they may be entitled to the remaining value of your Account in the event of your death in retirement.
For more information on death benefits visit Fidelity website.
Nomination form
You should complete a nomination form to let the Trustee know how you’d like your death in service benefits to be distributed – visit Spectrum for more information. The Trustee decide who to pay death benefits to and will take into account, but not be bound by, your wishes given in your Nomination Form.